Personal Tax & Wealth

Professional, personalised tax support for directors, individuals and families managing their personal finances

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Personal tax support that puts you first

From self-assessment tax returns and Capital Gains Tax reporting to tax planning for multiple income sources, we help individuals take control of their personal finances with confidence. Our support is designed to reduce complexity, optimise your tax position and ensure everything is handled accurately and on time.

How Nava can help me

Your personal finances deserve the same attention as your business

Many business owners, directors and individuals with multiple income sources find personal tax overwhelming. Between employment income, dividends, rental income, investments and capital gains, the picture can quickly become complicated without the right support.

At Nava, we bring the same structured, proactive approach to personal tax as we do to business accountancy, helping you stay compliant, plan ahead and keep more of what you earn.

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Personal Tax Returns

Preparation and submission of self-assessment tax returns for directors, sole traders, landlords and individuals with complex income sources, ensuring accuracy and timely filing every year.

Making Tax Digital

Guidance on Making Tax Digital requirements, helping individuals and landlords understand when the rules apply, keep accurate digital records and prepare for future submissions with greater confidence and less last minute pressure.

Capital Gains Tax Calculations

Accurate calculation and reporting of Capital Gains Tax on property disposals, share sales and other assets, including the 60-day UK residential property reporting requirement where applicable.

Multi-Source Income Planning

Tax planning support for individuals earning from multiple sources including employment, self-employment, rental income, dividends, pensions and investments, helping you optimise your overall tax position.

Allowable Expenses & Deductions

Guidance on identifying and claiming all eligible expenses, from business costs and professional subscriptions to pension contributions and charitable donations, to reduce your tax liability legally and effectively.

Pension & Gift Aid Planning

Advice on pension contributions and Gift Aid strategies to help manage your income tax position, claim available tax reliefs and make the most of personal allowances and thresholds each year.

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Why businesses choose NAVA

We believe accountancy should feel clear, supportive and genuinely helpful to the people running the business. Our approach is built around long-term relationships, practical communication and dependable support that helps clients feel more confident in their finances throughout the year. Whether you need day-to-day support, ongoing guidance or help simplifying financial processes, we focus on making accountancy feel approachable, organised and easier to manage as your business grows.

Clear
communication

We explain things in a straightforward, approachable way without unnecessary jargon, helping you feel informed, supported and more confident in your financial decisions.

Personal, proactive support

We take time to understand your business properly whilst providing ongoing guidance, reminders and support that help you stay organised and financially in control.

Technology driven, human led

We use trusted cloud accounting software to simplify processes and improve efficiency whilst keeping our service personal, responsive and easy to work with year-round.

Who this service is for

Our personal tax and wealth services are designed for individuals who want clear, reliable support with their personal tax obligations and financial planning. Whether you are a company director, landlord, investor or someone with income from multiple sources, we provide structured guidance tailored to your circumstances.

  • Company directors needing personal tax return support
  • Landlords reporting rental income and property gains
  • Individuals with income from multiple sources
  • Spouses and shareholders requiring coordinated tax planning
  • Investors managing Capital Gains Tax obligations
  • Individuals wanting to improve their overall tax efficiency

Whether your personal tax is straightforward or involves multiple income sources, property gains and investment income, we provide clear, professional support designed to simplify the process and help you keep more of what you earn.

About Nava
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How the process works

We aim to make the process feel straightforward, organised and easy to manage from the very beginning. Whether you are joining NAVA for ongoing support or moving from another accountant, we guide you through each stage clearly and keep communication simple throughout.

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1
Initial
conversation

We start with a discussion about your business, current setup and the type of support you are looking for.

2
Review & recommendations

We review your current processes, compliance responsibilities and financial requirements before recommending the most suitable support approach.

3
Onboarding
& setup

Once you are ready to move forward, we help organise onboarding, software setup and any required transfers from your previous accountant.

4
Ongoing
support

We provide ongoing communication, compliance management and financial support throughout the year to help your business stay organised and informed as it grows.

Frequently asked questions

The deadline for online self-assessment returns is 31 January following the end of the tax year. We recommend starting the process early to avoid last-minute pressure and to identify any tax planning opportunities.

Yes. We regularly prepare returns for directors, their spouses and additional shareholders, ensuring all are filed consistently and in a way that optimises the overall household tax position.

You must declare all taxable income including employment, self-employment, rental income, dividends, interest, pensions and capital gains. We can help you identify exactly what needs to be reported and claimed.

There are several legitimate strategies including pension contributions, Gift Aid, claiming allowable expenses and structuring income efficiently. We review your circumstances and recommend the most appropriate approach for your situation.

If you sell UK residential property, you must report and pay CGT within 60 days of completion. Other gains are reported through your annual self-assessment return. We can handle both on your behalf.

Directors can claim a range of expenses depending on their role and circumstances, including travel, professional subscriptions, home office costs and certain training expenses. We can advise on what applies to you.

Yes. Many of our limited company packages include directors’ self-assessment returns as standard. Additional personal tax support can be added where required for other family members or income sources.

Yes. If you need support with a single tax return without ongoing services, we can prepare and file your return as a standalone service with a clear, fixed fee.

“I never feel rushed, and I always feel confident that everything has been completed accurately and on time.”

Eva Fraser

What our clients say…

Client Case Study | Personal Tax Return

When Eva Fraser came to Nava, she had no previous experience of completing a personal tax return. Her circumstances involved details she was unfamiliar with, and she needed clear guidance to make sure everything was handled correctly.

Nava supported Eva through the process, explaining what information was needed and making sure the return was completed accurately and on time. Questions were answered clearly, with enough time taken to help her feel more confident about what was being submitted.

Eva now has reassurance that her personal tax return has been managed properly. With calm, careful support, the process feels clearer, less rushed and easier to understand.

Related services


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Explore our accountancy packages

Whether you are just getting started, growing steadily or looking for more hands-on financial support, our packages are designed to provide clear, flexible accountancy support that grows alongside your business.

Packages