--- title: "Property & Investment" date: 2026-06-01 author: "Nicole Valentine" featured_image: "https://navaaccountancy.co.uk/wp-content/uploads/2026/06/shutterstock_2479012527.jpg" categories: - name: "Service Page" url: "/service-page.md" --- # Property & Investment # Property & Investment #### Specialist accountancy support for landlords, property investors and individuals managing property portfolios across the UK ![Man smiling while using laptop by window](https://navaaccountancy.co.uk/wp-content/uploads/2026/06/Property_Investment.png) ## Clarity and confidence for property finances From income reporting and Capital Gains Tax calculations to portfolio structuring and ownership reviews, we help landlords and property investors manage the financial side of property with precision and peace of mind. Our support is designed to simplify complex obligations and help you make better-informed decisions. [How Nava can help me](#services) ## Property finances should not hold you back Managing property income, tax obligations and investment structures can become complex quickly, especially when dealing with multiple properties, capital gains events or decisions around ownership structures. Without the right support, it is easy to overpay tax or miss important reporting deadlines. At Nava, we provide specialist property accountancy support designed to keep everything organised, compliant and financially optimised, whether you own a single rental property or a growing portfolio. ![Bearded man in apron working on laptop indoors](https://navaaccountancy.co.uk/wp-content/uploads/2026/06/Business_Owners_7-1014x1024.png) ### Property Income Reporting Accurate reporting of residential and commercial property income for self-assessment, ensuring all allowable expenses are claimed and your tax returns are submitted correctly and on time each year. ### Capital Gains Tax Reporting Calculation and reporting of Capital Gains Tax on property disposals, including the 60-day reporting requirement for UK residential property sales, to help you stay compliant and minimise your liability. ### Portfolio Structuring Advice on the most tax-efficient ownership structure for your property portfolio, including personal ownership, limited company structures and trust arrangements, tailored to your specific circumstances. ### Making Tax Digital Guidance on Making Tax Digital requirements, helping individuals and landlords understand when the rules apply, keep accurate digital records and prepare for future submissions with greater confidence and less last minute pressure. ### Investment Property Accounting Dedicated accounting support for investment properties including buy-to-let, HMOs and holiday lets, helping you maintain accurate records and optimise your tax position throughout the year. ### Property Company Setup & Management Guidance on incorporating a property company, including setup, ongoing compliance, Corporation Tax returns and director remuneration planning for property-focused limited companies. ![A person wearing a mustard yellow jumper types on a laptop. The image is overlaid with geometric triangles and a translucent outlined triangle labelled "Clarity," "Confidence," and "Control," with "Control" highlighted. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Story-859x1024.png) ## Why businesses choose NAVA We believe accountancy should feel clear, supportive and genuinely helpful to the people running the business. Our approach is built around long-term relationships, practical communication and dependable support that helps clients feel more confident in their finances throughout the year. Whether you need day-to-day support, ongoing guidance or help simplifying financial processes, we focus on making accountancy feel approachable, organised and easier to manage as your business grows. ##### Clear communication We explain things in a straightforward, approachable way without unnecessary jargon, helping you feel informed, supported and more confident in your financial decisions. ##### Personal, proactive support We take time to understand your business properly whilst providing ongoing guidance, reminders and support that help you stay organised and financially in control. ##### Technology driven, human led We use trusted cloud accounting software to simplify processes and improve efficiency whilst keeping our service personal, responsive and easy to work with year-round. ## Who this service is for Our property and investment services are designed for landlords, investors and individuals who want specialist support with the financial side of property ownership. Whether you are managing a single rental or building a portfolio, we provide clear, structured guidance to help you stay compliant and make tax-efficient decisions. - **Landlords with one or more rental properties** - **Property investors managing growing portfolios** - **Individuals selling property and needing Capital Gains Tax advice** - **Landlords considering moving properties into a limited company** - **Property developers requiring project-based accounting support** - **Investors looking for ongoing, specialist property tax guidance** Whether you are a first-time landlord or an experienced property investor, we provide practical, specialist support designed to keep your property finances organised, compliant and working as hard as possible for you. [About Nava](https://navaaccountancy.co.uk/about/) ![Collage of property and small business scenes](https://navaaccountancy.co.uk/wp-content/uploads/2026/05/Business_Owners_1.png) ## How the process works We aim to make the process feel straightforward, organised and easy to manage from the very beginning. Whether you are joining NAVA for ongoing support or moving from another accountant, we guide you through each stage clearly and keep communication simple throughout. ![Three rounded triangles: a large, dark green outlined triangle upside down; a medium, cream-filled triangle at the top; and a small, brown-filled triangle at the bottom left, all on a light background. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Triangles.png) 1 Initial conversation We start with a discussion about your business, current setup and the type of support you are looking for. 2 Review & recommendations We review your current processes, compliance responsibilities and financial requirements before recommending the most suitable support approach. 3 Onboarding & setup Once you are ready to move forward, we help organise onboarding, software setup and any required transfers from your previous accountant. 4 Ongoing support We provide ongoing communication, compliance management and financial support throughout the year to help your business stay organised and informed as it grows. ## Frequently asked questions Should I hold property in a limited company or personally? This depends on your income, number of properties, long-term plans and personal circumstances. We can review your full situation and advise on the most tax-efficient ownership structure for you. What is the 60-day Capital Gains Tax reporting rule? UK residents must report and pay Capital Gains Tax on UK residential property disposals within 60 days of completion. This reporting requirement has been in place since 2020 and we can handle it on your behalf to ensure you meet the deadline. Can I still claim mortgage interest relief? Mortgage interest relief for individual landlords has been replaced by a 20 per cent tax credit. If you hold property through a limited company, full interest relief may still be available. We can explain how this affects your position. Do you work with landlords outside Rossendale? Yes. We support landlords and property investors across the UK using cloud accounting tools and remote communication, so your location is never a barrier. How has the tax treatment of holiday lets changed? Since April 2025, holiday let income is taxed in the same way as standard rental income following the removal of the Furnished Holiday Lettings regime. We can help ensure your reporting is accurate and advise on how this change may affect your position. Can you help with property portfolio expansion? Yes. We can advise on the financial implications of acquiring additional properties, including financing structures, tax impact and cash flow planning to support your growth. What records should I keep as a landlord? You should maintain records of all rental income, expenses, mortgage statements, insurance, maintenance costs and any capital expenditure. We can help set up a simple, effective system for tracking everything. Can property services be added to an existing package? Yes. Property and investment support can be combined with any of our standard packages to provide comprehensive coverage across your personal and business finances. ### **“Nicole reassured me at each step of the process and explained everything clearly and in a way I could understand.”** ###### Bethany Rist ## What our clients say… ###### Client Case Study | Personal Tax ADVICE When Bethany Rist needed support with her first year of personal tax, she wanted clear guidance around what needed to be done and what she needed to consider. As this was her first time going through the process, there were areas she was not familiar with, including future Making Tax Digital requirements and pension tax relief. Nava guided Bethany through the personal tax process, explaining each step clearly and helping her understand the wider considerations around her circumstances. This included advice on when Making Tax Digital may apply to her, as well as how pension contributions could be reviewed before the end of the tax year. Bethany now has a clearer understanding of her personal tax position and what may need to be planned for in future. With support in place before key deadlines, she can make more informed decisions around her tax and pension contributions. ## Related services As your business grows, your financial needs often extend beyond day-to-day compliance. NAVA also provides additional support across planning, business growth and personal tax services, helping you build stronger financial foundations with clearer long-term guidance. - [ ![Person signing documents at office desk](https://navaaccountancy.co.uk/wp-content/uploads/2026/06/shutterstock_2341479241-768x525.jpg) ](https://navaaccountancy.co.uk/services/accounts-compliance/) #### [Accounts & Compliance](https://navaaccountancy.co.uk/services/accounts-compliance/) Accounts & Compliance Clear, dependable support to help your business stay compliant, organised and financially in control Compliance support without the complexity From annual accounts and tax returns to payroll, bookkeeping and VAT, we help businesses manage their financial responsibilities… [ Read More Accounts & ComplianceContinue ](https://navaaccountancy.co.uk/services/accounts-compliance/) - [ ![Colleagues reviewing financial reports at office desk](https://navaaccountancy.co.uk/wp-content/uploads/2026/06/shutterstock_2638659417-768x432.jpg) ](https://navaaccountancy.co.uk/services/advisory-planning/) #### [Advisory & Planning](https://navaaccountancy.co.uk/services/advisory-planning/) Advisory & Planning Strategic financial guidance to help your business plan ahead, grow smarter and make better-informed decisions Expert guidance when it matters most From tax planning and director remuneration to cash flow management and business structure reviews, we help… [ Read More Advisory & PlanningContinue ](https://navaaccountancy.co.uk/services/advisory-planning/) - [ ![Woman working on laptop in modern office](https://navaaccountancy.co.uk/wp-content/uploads/2026/06/shutterstock_2601418419-768x405.jpg) ](https://navaaccountancy.co.uk/services/business-support-growth/) #### [Business Support & Growth](https://navaaccountancy.co.uk/services/business-support-growth/) Business Support & Growth Practical tools, systems and strategic support to help your business operate more effectively and grow with confidence Support that goes beyond the numbers From cloud accounting setup and system migrations to R&D tax credits and business… [ Read More Business Support & GrowthContinue ](https://navaaccountancy.co.uk/services/business-support-growth/) ## Explore our accountancy packages Whether you are just getting started, growing steadily or looking for more hands-on financial support, our packages are designed to provide clear, flexible accountancy support that grows alongside your business. [Packages](https://navaaccountancy.co.uk/services)