--- title: "Home" date: 2025-07-22 author: "Nicole Valentine" featured_image: "https://navaaccountancy.co.uk/wp-content/uploads/2025/07/Home_Featured_Image.png" --- # Home #### **Let’s bring financial clarity to your business** # Supporting growing businesses in Rossendale and across the UK with clear advice and personal accountancy services [OUR SERVICES](https://navaaccountancy.co.uk/services/)[Let’s Talk](https://navaaccountancy.co.uk/contact/) ![Accountant writing at desk with tablet and coffee](https://navaaccountancy.co.uk/wp-content/uploads/2026/03/Nicole_Homepage_Image-898x1024.png) ![A collage with three triangular images: a gloved hand cutting bread, a smiling mechanic in a workshop, and a hairdresser blow-drying a client’s hair in a salon. Geometric shapes decorate the background. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/07/Business_Owner_Graphic-923x1024.png) ## Accountancy support that works around you #### Running a business means making a lot of decisions. Your finances shouldn’t be something you have to manage alone. Nava provides small and medium-sized business accountancy services that are clear, practical and built around the way you work. Whether you need help with tax returns, day-to-day bookkeeping or planning ahead for growth, we give you the confidence to stay on track and make informed decisions. From startups to growing SMEs, we’re here to support your goals with long-term advice, reliable systems and a personal approach that helps you feel more in control, not just more compliant. [How we can help you](https://navaaccountancy.co.uk/services/) ## Supporting Startups, Directors and Growing Businesses across the UK We work with business owners across a wide range of sectors and stages. Whether you’re just getting started or growing something established, we’ll help you feel more confident and in control of your finances. Explore our full range of accountancy services tailored to your goals. ### New Businesses We’ll help you get set up properly from day one, with clear guidance, good financial habits and the right structure to support your long-term growth. ### Busy Directors When you’re juggling everything, we simplify the numbers, handle the recurring tasks and give you space to focus on what matters most. ### Established SMEs Your business is established and running well. We provide reliable support to keep your finances in check, your systems working and your reporting clear. ### Growing Teams As your team scales, so does the pressure. We’ll help you manage cash flow, plan ahead and build sustainable growth with clarity and structure. ## Support that makes a difference #### *Clarity* that cuts through the noise We keep things simple and transparent. From clear advice to digestible reporting, our goal is to make accountancy less overwhelming and more useful. #### *Confidence* in every decision With a solid understanding of your numbers and dependable support, you’ll feel more prepared to plan, grow and take the right steps forward. #### *Control* that grows with your business As your business evolves, we help you stay in control of your finances. From scalable systems to ongoing advice, our support flexes around your needs. [OUR APPROACH](https://navaaccountancy.co.uk/about/) ![A green triangular diagram with rounded corners labelled "Confidence," "Clarity," and "Control" on each side. Two small triangles, one green and one yellow, and an outline of a triangle appear nearby. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/07/C-C-C_Sage_Banner-898x1024.png) ## What our clients say… ## Blog and insights Explore our latest articles, designed to make finances feel more manageable. We cover everyday challenges, useful tips and smart ideas to help you run your business with clarity and confidence. - [ ![Three people sit at a table with laptops and notebooks, engaging in conversation and smiling. The background features a dark wall and plants, creating a casual, collaborative atmosphere. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/07/office-workers-blurred-768x512.jpg) ](https://navaaccountancy.co.uk/introducing-nava-accountancy-a-fresh-approach-to-accounting-in-lancashire/) #### [Introducing Nava Accountancy: A Fresh Approach to Accounting in Lancashire](https://navaaccountancy.co.uk/introducing-nava-accountancy-a-fresh-approach-to-accounting-in-lancashire/) 21/10/202521/10/2025 After 15 years of supporting small and medium-sized businesses across the North West, I’m thrilled to announce the launch of my new venture: Nava Accountancy. Based in Rossendale, I founded Nava with a clear vision: to offer a more modern,… [ Read More Introducing Nava Accountancy: A Fresh Approach to Accounting in LancashireContinue ](https://navaaccountancy.co.uk/introducing-nava-accountancy-a-fresh-approach-to-accounting-in-lancashire/) - [ ![Man analysing financial data on laptop at desk](https://navaaccountancy.co.uk/wp-content/uploads/2025/11/Making-Tax-Digital-768x512.jpg) ](https://navaaccountancy.co.uk/understanding-making-tax-digital-mtd-for-new-businesses-your-complete-2025-guide/) #### [Understanding Making Tax Digital (MTD) for New Businesses: Your Complete 2025 Guide](https://navaaccountancy.co.uk/understanding-making-tax-digital-mtd-for-new-businesses-your-complete-2025-guide/) 19/11/202519/11/2025 Starting a new business is exciting, but navigating UK tax requirements can feel overwhelming. If you’re launching or running a small business, you’ve probably heard about Making Tax Digital. But what does it actually mean for you, and when do… [ Read More Understanding Making Tax Digital (MTD) for New Businesses: Your Complete 2025 GuideContinue ](https://navaaccountancy.co.uk/understanding-making-tax-digital-mtd-for-new-businesses-your-complete-2025-guide/) - [ ![Businesswoman navigating financial maze of tax and budget](https://navaaccountancy.co.uk/wp-content/uploads/2025/11/blog_image_1_navigating_maze-768x512.png) ](https://navaaccountancy.co.uk/navigating-the-maze-key-takeaways-from-the-autumn-budget-2025-for-your-business/) #### [Navigating the Maze: Key Takeaways from the Autumn Budget 2025 for Your Business](https://navaaccountancy.co.uk/navigating-the-maze-key-takeaways-from-the-autumn-budget-2025-for-your-business/) 11/12/202531/03/2026 The financial landscape is always shifting, and the recent Autumn Budget announcement by Chancellor Rachel Reeves on November 26, 2025, has introduced a new set of changes that will undoubtedly impact small and medium-sized enterprises (SMEs) across the UK. At… [ Read More Navigating the Maze: Key Takeaways from the Autumn Budget 2025 for Your BusinessContinue ](https://navaaccountancy.co.uk/navigating-the-maze-key-takeaways-from-the-autumn-budget-2025-for-your-business/) - [ ![Businessman organizing finances with tech devices and cash on desk.](https://navaaccountancy.co.uk/wp-content/uploads/2026/02/businessman-organizing-finances-with-tech-devices-and-cash-on-desk.-210990-768x576.jpg) ](https://navaaccountancy.co.uk/5-common-bookkeeping-mistakes-small-businesses-make-and-how-to-fix-them/) #### [5 Common Bookkeeping Mistakes Small Businesses Make (And How to Fix Them)](https://navaaccountancy.co.uk/5-common-bookkeeping-mistakes-small-businesses-make-and-how-to-fix-them/) 15/01/202610/02/2026 Proper bookkeeping is essential for small business success, yet many owners make the same preventable mistakes that lead to cash flow problems, HMRC penalties, and unnecessary stress. This guide reveals the five most common bookkeeping errors we see at Nava… [ Read More 5 Common Bookkeeping Mistakes Small Businesses Make (And How to Fix Them)Continue ](https://navaaccountancy.co.uk/5-common-bookkeeping-mistakes-small-businesses-make-and-how-to-fix-them/) - [ ![Black and white photo of a businesswoman working with a phone and laptop in a modern office setting.](https://navaaccountancy.co.uk/wp-content/uploads/2026/02/black-and-white-photo-of-a-businesswoman-working-with-a-phone-and-laptop-in-a-modern-office-setting.-5717260-768x512.jpg) ](https://navaaccountancy.co.uk/sole-trader-vs-limited-company-which-is-right-for-your-uk-business-in-2025-26/) #### [Sole Trader vs Limited Company: Which Is Right for Your UK Business in 2025/26?](https://navaaccountancy.co.uk/sole-trader-vs-limited-company-which-is-right-for-your-uk-business-in-2025-26/) 10/02/202630/03/2026 Quick Answer The right choice between sole trader and limited company depends on your profits, risk exposure, and personal circumstances. Most UK business owners benefit from reviewing their structure with an accountant once profits consistently exceed around £30,000 to £50,000,… [ Read More Sole Trader vs Limited Company: Which Is Right for Your UK Business in 2025/26?Continue ](https://navaaccountancy.co.uk/sole-trader-vs-limited-company-which-is-right-for-your-uk-business-in-2025-26/) - [ ![British pound sterling notes fanned out on a desk with a calculator showing 1546.38 and UK tax accountancy report documents.](https://navaaccountancy.co.uk/wp-content/uploads/2026/03/gbp_featured_v2-768x428.jpg) ](https://navaaccountancy.co.uk/how-to-pay-yourself-as-a-limited-company-director-salary-vs-dividends/) #### [How to Pay Yourself as a Limited Company Director: Salary vs Dividends Explained (2026/27)](https://navaaccountancy.co.uk/how-to-pay-yourself-as-a-limited-company-director-salary-vs-dividends/) 31/03/202631/03/2026 Most limited company directors pay themselves a salary of £12,570 per year combined with dividends of up to £37,700, keeping total income within the basic rate band and resulting in a net take-home of approximately £47,013. This guide explains the optimal salary and dividends mix for 2025/26, how Corporation Tax fits in, State Pension considerations, and when to seek professional advice. [ Read More How to Pay Yourself as a Limited Company Director: Salary vs Dividends Explained (2026/27)Continue ](https://navaaccountancy.co.uk/how-to-pay-yourself-as-a-limited-company-director-salary-vs-dividends/) ## Is your business growing faster than your finances? Let’s make sure your business is ready for what’s next. With clear advice and dependable support, we help you feel more confident, more in control, and better prepared for the future. [BOOK A DISCOVERY CALL](https://navaaccountancy.co.uk/contact/) ## Our local roots #### Trusted accountancy support in Rossendale and beyond Nava is based in Rossendale and works with small and medium-sized businesses across Rossendale, Lancashire and the UK. Whether you need a nearby accountant or a dependable remote team, we deliver clear, personal support tailored to your business. [SAY HELLO](https://navaaccountancy.co.uk/contact/) ## Financial tools that work with you Nava uses trusted software to streamline your finances and simplify your workflow. Whether you’re already using a tool or starting from scratch, we’ll help you set up the right systems for your business. Platforms like Xero, Apron, Crezco, Engager, Inform Direct and Fathom allow us to reduce complexity, improve accuracy and keep your financial admin running smoothly. - ![The word "apron" is written in bold, black lowercase letters on a plain white background, with the "a" designed creatively to resemble an apron. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Apron.png) - ![The image shows the Crezco logo with a green geometric square design on the left and the word "crezco" in lowercase green letters on the right, all set against a light grey background. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Crezco.png) - ![A blue hexagon logo with three stacked bars in yellow, orange, and green, next to the word "engager" in dark blue lowercase letters on a light background. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Engager.png) - ![Inform Direct logo with the letters "id" inside a square outline with coloured corners (green, red, blue, and purple), followed by the text "inform direct" in black on a white background. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Inform_Direct.png) - ![The Xero logo, featuring the word "xero" in white lowercase letters inside a solid blue circle, on a light grey background. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Xero.png) - ![Fathom logo with teal geometric shapes on the left and the word "Fathom" in dark blue sans-serif font on a light grey background. Nava Accountancy Ltd](https://navaaccountancy.co.uk/wp-content/uploads/2025/08/Fathom.png)